Many people opt to use credit from different credit institutions to fund their needs and pay bills. Not a wise decision. It is usually people from working families, middle to lower incomes who opt to use credit to pay for whatever they feel they need. The reason being that people can’t afford to spend money, because they just don’t have it. Credit is the worst option to resort to.
It is much better to put off purchases than to go into debt by making use of credit. I recommend that people instead pay off all their debt and save their money for the purchases they may need. Credit should never be use to pay for the things needed like, groceries, gas for the car, rent or the mortgage and so forth. Credit should always the last resort, not the first.
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