Who is repsonsible?

There are so many things going on in the financial world that it can seem overwhelming. So who's is responsible to make sure it all works the way it should?

That really depends on who you ask. You might be told its the regulators. Congress. The industry itself is suppose to behave responsibly. But ultimately, it is your responsibility. That is right, you are the one who needs to take full responsibility for what happens. But, but.... But you don't know enough. But you are no one and no one cares what you have to say. That's your fault too.

By not knowing how things work, how do you know they are working in your best interest? You don't!

By handing off responsibility to someone else you are literally opening yourself up to fraud, theft and being taken advantage of. When you are not informed and make sure who you hand your money to is being accountable for it, then you are at fault for its loss and this current financial mess.

You may not enjoy hearing this, but it is absolutely, 100% true. So, you just going to continue ignoring your responsibility or are you finally going to wake up and take responsibility?